Category Archives: Personal Finance

Winter safety, savings tips & scholarships from PG&E

Article from www.filamstar.com

By Harvey I. Barkin | FilAm Star Correspondent

SAN CARLOS – Early this month, Pacific Gas & Electric Company (PG&E) gathered members of the multi-ethnic press for its fifth-year media roundtable for ways to save on Winter energy bills.

The tone on diversity was set by highest-ranking Asian and Senior VP, Energy Policy and Procurement Fong Wan. Manager, Residential Rate Options Lori Leiva proceeded to the heart of the matter on Winter energy savings. And winter gas safety was tackled by Supervisor, Gas Field Services Ben Pearce.

Continue reading Winter safety, savings tips & scholarships from PG&E

Money Remittance: A Lifeline for 10% of the World’s Population

Door to Door Remittances: Lifelines for Millions

It has recently emerged that remittances form the bulk of some developing countries’ GDP and change the lives of hundreds of millions of people. Remittances present a lifeline to many households and change the fortunes of citizens who have no other option besides the generosity and magnanimity of their families and relatives working abroad for a handy amount to remit home. Continue reading Money Remittance: A Lifeline for 10% of the World’s Population

Stretch Your Remittance Money with These 5 Tips

5 Tips for Saving Money and Making Your Money Last Longer

If you happen to be living abroad, it is likely that you are receiving remittance money every now and then. This is usually a good thing, but the trouble comes in when you start spending it all due to fact you don’t have to place it in the bank. This means that your loved one’s money could simply go to waste if you are not careful. Continue reading Stretch Your Remittance Money with These 5 Tips

Back-to-School Scams College Students Should Be Weary Of

Popular Back-to-School Scams and How to Avoid Them

Most college students know that the expenses incurred when returning to school will entail more than just the tuition fee. As a parent or caregiver who supports your child in their academic studies, you will always be on the lookout for the best possible deals that you’re able to find. Because of this understanding, there are scammers who are not only looking for ways to obtain your information but also ways to steal your hard-earned money. For any parent or student, losing money to online scammers can be exceedingly devastating. Being armed with all the necessary information will prevent both the student and the parent from being scammed. With that being said, here is the breakdown of the most popular back to school scams you should be aware of. Continue reading Back-to-School Scams College Students Should Be Weary Of

Should You Increase Savings First or Pay Down Debt?

Save Cash or Pay Down Debt, It All Depends on Your Goals

There is a ‘chicken and the egg’ feel to the question of whether you should increase savings first or pay down debt. The two are linked in ways that may not be obvious, and the answer to this personal finance question will depend on your situation. Continue reading Should You Increase Savings First or Pay Down Debt?

Personal Finance Tips: Become a Millionaire by Retirement!

Personal Finance and Retirement Will Be Different for Millennials

Who wants to be a millionaire? This wasn’t just a game show, this a valid question that everyone should ask him or herself at one point. Personal finance isn’t just about working hard week after week, just so you can earn enough money to get by. Personal finance is about making wise financial decisions that will benefit you and your family in the long run. Planning for your future and retirement is one of the best ways to prepare yourself for financial prosperity. Continue reading Personal Finance Tips: Become a Millionaire by Retirement!

Money, Money, Money… The Highest Paying Jobs in America

American Dreams Coming True Enables Immigrants to Send Money Home

Money, money, money — it’s sketched into the American dream. The perfect family, the perfect house, the perfect job and the perfect life — that’s why migrating to America is still appealing to foreigners. Not only is the promise of the “American dream” desirable, the reality of great job opportunities and a higher quality of life continues to be a motivating force. For immigrants who send money remittance, getting a high paying job is one of the best ways to show love to families abroad. If you’re lucky enough to come to America and land a good job, you’ll improve the situation of both you and your family. Here is a list of some of the most high paying jobs in America. Continue reading Money, Money, Money… The Highest Paying Jobs in America

Successful Personal Finance Habits We Can Learn from Immigrants

Personal Finance Lessons to Improve Financial Planning Outcomes

Most American’s don’t save for the future. In fact, our consumer-based society is more prone to spend than to plan ahead. Often times immigrants come to the U.S. for better job opportunities, but they also bring along smart and productive money habits that some US born citizens could learn from. Personal finance is something no one can afford to overlook, whether you’re an immigrant or a natural born citizen. If you are looking for ways to improve your financial profile, take a lesson from immigrants and consider adopting some of their best known financing habits. Continue reading Successful Personal Finance Habits We Can Learn from Immigrants

How to Make Extra Wages and Send Money to Family Overseas

Cost of Living Makes Money Remittance Difficult With Just One Job

Many people who relocate to the United States for job opportunities are motivated to send money to family members in their home country. However, immigrants are often shocked to find that better job opportunities equates to higher costs of living. Take for example the average cost of rent in San Francisco, one of the most highly desirable cities in the Bay Area. According to rentjungle.com, the average rent within 10 miles of San Francisco is a whopping $3770 dollars a month. This is a hard pill to swallow, since many of the job opportunities are located in or near the city. The Silicon Valley, another hub for job growth and financial opportunities, also has a high rental market. The price for a one bedroom can range from $2,257 – $2,575 a month or more.

Continue reading How to Make Extra Wages and Send Money to Family Overseas

Should I Pay My Taxes With A Credit Card?

Saving Money as You Pay Large, Unexpected Tax Bills

What do taxes and money remittance have in common? Nothing exactly, but if you receive a hefty tax return, you’ll likely be able to help your family and friends overseas. As noble as that may seem, unfortunately, taxes are unavoidable and have a way of snagging more money than bargained for, and often without notice. Those of us who have had the wind knocked out of our sails after an appointment with the accountant, know how menacing a huge debt to the government can be. Continue reading Should I Pay My Taxes With A Credit Card?