Popular Back-to-School Scams and How to Avoid Them
Most college students know that the expenses incurred when returning to school will entail more than just the tuition fee. As a parent or caregiver who supports your child in their academic studies, you will always be on the lookout for the best possible deals that you’re able to find. Because of this understanding, there are scammers who are not only looking for ways to obtain your information but also ways to steal your hard-earned money. For any parent or student, losing money to online scammers can be exceedingly devastating. Being armed with all the necessary information will prevent both the student and the parent from being scammed. With that being said, here is the breakdown of the most popular back to school scams you should be aware of. Continue reading Back-to-School Scams College Students Should Be Weary Of
The Philippines’ Most Beautiful Island in the World
For the second time in three years, a little known island in the southwestern Philippine’s region has been named the Best Island in the World by Travel and Leisure, an international magazine. It first won this remarkable distinction in 2013 and for good reason. Continue reading Philippines’ Palawan Named World’s Best Island For The Second Time
Lowest Rates to Transfer Money to 15 Countries
Lucky Money has been a safe, inexpensive way to transfer money to over 15 countries since 1992, and our new app makes the process easier. These Android and Apple apps provide a convenient, safe way to send money online. Continue reading We’ve Gone Mobile! Download the Lucky Money App Today
Save Cash or Pay Down Debt, It All Depends on Your Goals
There is a ‘chicken and the egg’ feel to the question of whether you should increase savings first or pay down debt. The two are linked in ways that may not be obvious, and the answer to this personal finance question will depend on your situation. Continue reading Should You Increase Savings First or Pay Down Debt?
Personal Finance and Retirement Will Be Different for Millennials
Who wants to be a millionaire? This wasn’t just a game show, this a valid question that everyone should ask him or herself at one point. Personal finance isn’t just about working hard week after week, just so you can earn enough money to get by. Personal finance is about making wise financial decisions that will benefit you and your family in the long run. Planning for your future and retirement is one of the best ways to prepare yourself for financial prosperity. Continue reading Personal Finance Tips: Become a Millionaire by Retirement!
Money Transferring Will Welcome New Faces to the U.S. Dollar
When you’re money transferring, the most important question on your mind is “how can I send money?” You’ll look at the dollar amount you’re sending, but rarely take a second glance at the picture on the currency. This could be because you’re not familiar with the people featured on U.S. dollars, that you’ve seen the pictures too many times for it to impress you, or simply because you never cared to look. Whatever the reasoning, now is a good time to start paying more attention to your money. Continue reading Harriet Tubman Isn’t the Only New Woman to Grace U.S. Currency
American Dreams Coming True Enables Immigrants to Send Money Home
Money, money, money — it’s sketched into the American dream. The perfect family, the perfect house, the perfect job and the perfect life — that’s why migrating to America is still appealing to foreigners. Not only is the promise of the “American dream” desirable, the reality of great job opportunities and a higher quality of life continues to be a motivating force. For immigrants who send money remittance, getting a high paying job is one of the best ways to show love to families abroad. If you’re lucky enough to come to America and land a good job, you’ll improve the situation of both you and your family. Here is a list of some of the most high paying jobs in America. Continue reading Money, Money, Money… The Highest Paying Jobs in America
Minimum Wage Increase Means You Can Send Money to Mexico More Often
Some Mexicans have migrated to California in order to find better job opportunities. They often send money to Mexico to assist friends and family members back home. Unfortunately, along with better job opportunities comes a higher cost of living. Immigrants can be shocked to see how expensive California living is. If you’re working a minimum wage job, the pain of high living expense is even more burdensome. Now, there is good news! Recently, a law was tentatively passed that will increase the minimum wage to $15 by the year 2022. Currently at $10, the minimum wage could go up in increments, giving small businesses a chance to adjust. Continue reading Money Remittance Increases With California Minimum Wage Boost To $15
Personal Finance Lessons to Improve Financial Planning Outcomes
Most American’s don’t save for the future. In fact, our consumer-based society is more prone to spend than to plan ahead. Often times immigrants come to the U.S. for better job opportunities, but they also bring along smart and productive money habits that some US born citizens could learn from. Personal finance is something no one can afford to overlook, whether you’re an immigrant or a natural born citizen. If you are looking for ways to improve your financial profile, take a lesson from immigrants and consider adopting some of their best known financing habits. Continue reading Successful Personal Finance Habits We Can Learn from Immigrants
Cost of Living Makes Money Remittance Difficult With Just One Job
Many people who relocate to the United States for job opportunities are motivated to send money to family members in their home country. However, immigrants are often shocked to find that better job opportunities equates to higher costs of living. Take for example the average cost of rent in San Francisco, one of the most highly desirable cities in the Bay Area. According to rentjungle.com, the average rent within 10 miles of San Francisco is a whopping $3770 dollars a month. This is a hard pill to swallow, since many of the job opportunities are located in or near the city. The Silicon Valley, another hub for job growth and financial opportunities, also has a high rental market. The price for a one bedroom can range from $2,257 – $2,575 a month or more.
Continue reading How to Make Extra Wages and Send Money to Family Overseas