Tag Archives: personal finance

Winter safety, savings tips & scholarships from PG&E

Article from www.filamstar.com

By Harvey I. Barkin | FilAm Star Correspondent

SAN CARLOS – Early this month, Pacific Gas & Electric Company (PG&E) gathered members of the multi-ethnic press for its fifth-year media roundtable for ways to save on Winter energy bills.

The tone on diversity was set by highest-ranking Asian and Senior VP, Energy Policy and Procurement Fong Wan. Manager, Residential Rate Options Lori Leiva proceeded to the heart of the matter on Winter energy savings. And winter gas safety was tackled by Supervisor, Gas Field Services Ben Pearce.

Continue reading Winter safety, savings tips & scholarships from PG&E

Stretch Your Remittance Money with These 5 Tips

5 Tips for Saving Money and Making Your Money Last Longer

If you happen to be living abroad, it is likely that you are receiving remittance money every now and then. This is usually a good thing, but the trouble comes in when you start spending it all due to fact you don’t have to place it in the bank. This means that your loved one’s money could simply go to waste if you are not careful. Continue reading Stretch Your Remittance Money with These 5 Tips

Should You Increase Savings First or Pay Down Debt?

Save Cash or Pay Down Debt, It All Depends on Your Goals

There is a ‘chicken and the egg’ feel to the question of whether you should increase savings first or pay down debt. The two are linked in ways that may not be obvious, and the answer to this personal finance question will depend on your situation. Continue reading Should You Increase Savings First or Pay Down Debt?

Personal Finance Tips: Become a Millionaire by Retirement!

Personal Finance and Retirement Will Be Different for Millennials

Who wants to be a millionaire? This wasn’t just a game show, this a valid question that everyone should ask him or herself at one point. Personal finance isn’t just about working hard week after week, just so you can earn enough money to get by. Personal finance is about making wise financial decisions that will benefit you and your family in the long run. Planning for your future and retirement is one of the best ways to prepare yourself for financial prosperity. Continue reading Personal Finance Tips: Become a Millionaire by Retirement!

Money Remittance Increases With California Minimum Wage Boost To $15

Minimum Wage Increase Means You Can Send Money to Mexico More Often

Some Mexicans have migrated to California in order to find better job opportunities. They often send money to Mexico to assist friends and family members back home. Unfortunately, along with better job opportunities comes a higher cost of living. Immigrants can be shocked to see how expensive California living is. If you’re working a minimum wage job, the pain of high living expense is even more burdensome. Now, there is good news! Recently, a law was tentatively passed that will increase the minimum wage to $15 by the year 2022. Currently at $10, the minimum wage could go up in increments, giving small businesses a chance to adjust. Continue reading Money Remittance Increases With California Minimum Wage Boost To $15

Successful Personal Finance Habits We Can Learn from Immigrants

Personal Finance Lessons to Improve Financial Planning Outcomes

Most American’s don’t save for the future. In fact, our consumer-based society is more prone to spend than to plan ahead. Often times immigrants come to the U.S. for better job opportunities, but they also bring along smart and productive money habits that some US born citizens could learn from. Personal finance is something no one can afford to overlook, whether you’re an immigrant or a natural born citizen. If you are looking for ways to improve your financial profile, take a lesson from immigrants and consider adopting some of their best known financing habits. Continue reading Successful Personal Finance Habits We Can Learn from Immigrants

Why the Middle Class is the Best at Saving Money

Remittance and the Middle Class

You want to make secure financial decisions regarding money remittance, savings, and investments, whether you’re just starting a family or you’re supporting loved ones overseas. Today’s American middle class, as a whole, is doing a surprisingly good job of preparing for the future financially, according to several new surveys. Continue reading Why the Middle Class is the Best at Saving Money

Why Young Americans Are Behind on Personal Finance Skills

Money Transfers and Financial Responsibility

The United States may have a reputation of being the “richest country in the world,” but that doesn’t mean its citizens know everything about personal finance. Does your child understand the basics of banking, saving money, or transferring money? The reality is, probably not. A recent survey administered by the Programme for International Student Assessment showed 15-year-old American students received only average marks on questions about financial topics, compared to their counterparts in other countries.

But why are young Americans lagging in personal finance skills? As leaders in the global money transfer market, we believe possible reasons include: Continue reading Why Young Americans Are Behind on Personal Finance Skills