Article from www.filamstar.com
By Harvey I. Barkin | FilAm Star Correspondent
SAN CARLOS – Early this month, Pacific Gas & Electric Company (PG&E) gathered members of the multi-ethnic press for its fifth-year media roundtable for ways to save on Winter energy bills.
The tone on diversity was set by highest-ranking Asian and Senior VP, Energy Policy and Procurement Fong Wan. Manager, Residential Rate Options Lori Leiva proceeded to the heart of the matter on Winter energy savings. And winter gas safety was tackled by Supervisor, Gas Field Services Ben Pearce.
Continue reading Winter safety, savings tips & scholarships from PG&E
5 Tips for Saving Money and Making Your Money Last Longer
If you happen to be living abroad, it is likely that you are receiving remittance money every now and then. This is usually a good thing, but the trouble comes in when you start spending it all due to fact you don’t have to place it in the bank. This means that your loved one’s money could simply go to waste if you are not careful. Continue reading Stretch Your Remittance Money with These 5 Tips
Personal Finance Lessons to Improve Financial Planning Outcomes
Most American’s don’t save for the future. In fact, our consumer-based society is more prone to spend than to plan ahead. Often times immigrants come to the U.S. for better job opportunities, but they also bring along smart and productive money habits that some US born citizens could learn from. Personal finance is something no one can afford to overlook, whether you’re an immigrant or a natural born citizen. If you are looking for ways to improve your financial profile, take a lesson from immigrants and consider adopting some of their best known financing habits. Continue reading Successful Personal Finance Habits We Can Learn from Immigrants
Cost of Living Makes Money Remittance Difficult With Just One Job
Many people who relocate to the United States for job opportunities are motivated to send money to family members in their home country. However, immigrants are often shocked to find that better job opportunities equates to higher costs of living. Take for example the average cost of rent in San Francisco, one of the most highly desirable cities in the Bay Area. According to rentjungle.com, the average rent within 10 miles of San Francisco is a whopping $3770 dollars a month. This is a hard pill to swallow, since many of the job opportunities are located in or near the city. The Silicon Valley, another hub for job growth and financial opportunities, also has a high rental market. The price for a one bedroom can range from $2,257 – $2,575 a month or more.
Continue reading How to Make Extra Wages and Send Money to Family Overseas
Saving Money as You Pay Large, Unexpected Tax Bills
What do taxes and money remittance have in common? Nothing exactly, but if you receive a hefty tax return, you’ll likely be able to help your family and friends overseas. As noble as that may seem, unfortunately, taxes are unavoidable and have a way of snagging more money than bargained for, and often without notice. Those of us who have had the wind knocked out of our sails after an appointment with the accountant, know how menacing a huge debt to the government can be. Continue reading Should I Pay My Taxes With A Credit Card?
Remittance and the Middle Class
You want to make secure financial decisions regarding money remittance, savings, and investments, whether you’re just starting a family or you’re supporting loved ones overseas. Today’s American middle class, as a whole, is doing a surprisingly good job of preparing for the future financially, according to several new surveys. Continue reading Why the Middle Class is the Best at Saving Money
Money Transfers and Financial Responsibility
The United States may have a reputation of being the “richest country in the world,” but that doesn’t mean its citizens know everything about personal finance. Does your child understand the basics of banking, saving money, or transferring money? The reality is, probably not. A recent survey administered by the Programme for International Student Assessment showed 15-year-old American students received only average marks on questions about financial topics, compared to their counterparts in other countries.
But why are young Americans lagging in personal finance skills? As leaders in the global money transfer market, we believe possible reasons include: Continue reading Why Young Americans Are Behind on Personal Finance Skills